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The following comments were submitted by our customers when asked to provide feedback on our service. In the interest of transparency, we present these comments as provided except that personally identifiable information has been hidden unless the reviewer has requested their full name be included with the review. No unfavorable comments have been removed.
Dear Mr. Hickey,
While I can understand your frustration at being denied a mortgage on this property, you must put things in the proper perspective. I am working for you and trying to protect your best interests.
I understand that you are a carpenter and that you intend to make repairs to the building. However, keep in mind that as an inspector I am required to report on the current condition of the building as per industry standards. You are aware and have already acknowledged that the house needs a lot of repairs and this has been accurately documented in the inspection report. Overall general maintenance is taken into consideration when inspecting a property. As clearly identified in the inspection report and confirmed with photos, both exterior and interior maintenance have been neglected throughout.
There are several reasons why a mortgage company may deny coverage and these should be discussed with your mortgage broker. Numerous significant deficiencies were evident on the day of inspection which are likely contributing factors. There are obvious structural issues with the side entry porch, a significant amount of standing water in the crawl space, floating debris which will promote mold growth, significant foundation cracks, all identified in the report and confirmed with photos.
When you scheduled your inspection you had planned to meet me at the property to review the report. When I arrived at the property on the agreed date and time, I was informed by your girlfriend that you were unable to attend the inspection due to a work commitment. She instructed me to conduct the inspection and to send you an electronic copy upon completion. I do believe that I provided her with an inspection binder, however should you require a hard copy of the report simply call my office and I will hand deliver a copy.
If you wish to have a further discussion please contact our office.
Gary Driscoll, RHI